1. About these terms
These Terms of Service govern use of the Merchants Cash Partners, LLC (MCP, we, us, or our) website. By using the website, you agree to these terms. If you do not agree, please do not use it. Our Privacy Policy explains how we handle personal information.
2. Who may use the website
You must be at least 18 to submit an application or request financing services. If you act for a business or another person, you must have authority to provide their information and make the relevant requests. Give accurate, current information and let us know if application details change.
3. Applications and financing
The website provides information about financing options and lets you request assistance or submit an application. Submitting an application is not approval, a financing offer, or a promise of funds. Availability and terms depend on review of your application and the requirements of the financing provider. Any financing you accept is governed by its separate agreements and disclosures. These website terms do not replace them.
4. Authorizations and electronic signatures
Read the authorization presented with your application before signing. Any permission to obtain credit reports, verify information, or share an application for financing review is addressed in that authorization and applicable law. Simply browsing this website does not authorize a credit inquiry. Only sign for yourself or an entity you are authorized to represent.
5. Communications
We may contact you about an inquiry or application using the contact details you provide. Marketing communications are subject to the consent and choices applicable to that channel; these terms do not by themselves enroll you in marketing texts or calls. You can unsubscribe from marketing emails using their unsubscribe link, reply STOP to marketing texts, or contact us for help. Message and data rates may apply to text messages. Opting out of marketing does not cancel an application or prevent necessary non-marketing communications permitted by law.
6. Acceptable use
Do not submit false or unauthorized information, impersonate another person, upload malicious files, interfere with the website, or try to access information or systems without permission. Do not use the website for unlawful activity. We may restrict access when needed to address misuse, protect users, or comply with law.
7. Website content and ownership
MCP and its licensors own the website content, branding, design, and software. You may use the website and keep copies of materials for your own financing inquiry. Other copying, distribution, or commercial reuse requires permission, except where the law allows it. You retain your rights in the information and documents you submit; we use them as described in the Privacy Policy and your application authorization.
8. External services and general information
Links to other websites are provided for convenience. Their operators set their own terms and privacy practices. Website articles are general information, not individualized legal, tax, or financial advice. Consider professional advice for your circumstances before entering a financing agreement.
9. Availability and limits
We work to keep the website useful and available, but cannot promise uninterrupted or error-free access or that every page is always current. To the extent permitted by law, the website is provided as available without implied warranties of merchantability, fitness for a particular purpose, or non-infringement. To that same extent, MCP is not liable for indirect or consequential losses arising from use of the website. These limits do not exclude liability or rights that cannot lawfully be excluded, and do not change obligations under a separate financing agreement.
10. Updates and applicable law
We may update these terms by posting a revised version and its effective date. Changes apply prospectively, subject to any notice or consent required by law. Mandatory legal protections continue to apply. If a provision cannot be enforced, the remaining provisions continue to apply to the extent allowed by law.
Contact MCP
Merchants Cash Partners, LLC
44 Wall Street, New York, NY
Email: info@merchantscashpartners.com
Phone: (888) 817-3537